Just another evening at the nearby café with my friends, we chatted and discussed various things under the sun. Sipping my glass of cold coffee and munching my Choco-chip cookies I listened as my friends discussed the rising prices not a very interesting discussion I thought as I tried to remain part of the conversation amidst some heated discussions about the rising prices and government policies. It seemed not a very fruitful discussion with lot of smoke literally with a ashtray full of cigarette butts and puffs of smoke from their favourite brands. My thoughts drifted to a morning conversation that I overheard . It was my neighbour aunty arguing with the kabadiwala haggling over the old newspaper and empty rum bottle rates. She managed to get over Rs 300/- from him but did not seem pleased at all. She said aaj kal 300/- Rs, mein aata hi kya hai.(What does one get in Rs 300 these days). To this the kabadi wala quickly retorted madam I save 300 per day for my daughter’s education so that she may get a good education when she grows up.
As my thoughts drifted back to the discussion I felt the gloomy prospects of not being able to enjoy a cup of cold coffee, buy my favourite brands or this life style seemed to gloomy so I shared the Rs 300 saving a day gyan, elaborating on it that if we invest Rs 100 a day then we can have an additional fixed income or pention when we come to the retirement age .
With retirement sorted out at Rs 300 a day saving and
Child education at 300 a day saving it seemed a silver lining to present day scenario of doom & gloom so we decided to catch a Sunday evening show at the nearby multiplex.
Oblivious of the fact that my friends needed to cut down on their smoking or it would any way kill them & me (of passive smoking) or were they banking on the Rs1000 a month investment plan with a health cover of for hospitalization
we made a move towards the multiplex to catch a movie. And how would I get this additional 10-11000 Rs for investment ? would I tweak my yearly 1 lakh tax saving investment or should I start investing in the stock markets were some of the thoughts that occupied my mind for the rest of the evening.